Rithipul Projects

We provide quality advisory services to clients and partners to improve their performance and together make lasting impacts on Cambodian society and other stakeholders. Our tools and resources include various capacity building methodologies and the Training of Trainer (ToT) program, delivered remotely or onsite in English and Khmer languages.

Our tools and resources include various capacity building methodologies and the Training of Trainer (ToT) programs, delivered remotely or onsite or blended online and onsite, in English and Khmer languages.

We benchmark training standards that strengthen the quality and consistency of trainers and training courses in the Cambodian market. This includes instructional design, content, and training delivery methods.

We provide internationally recognized, quality assured certification to grow and empower entrepreneurs, start-up companies and corporate houses in Cambodia.

We leverage partnerships with local and international stakeholders to build capacity, maximize impact and results, and increase the cost-effectiveness of training and learning programs for small businesses.

Rithipul partners with the London institute of Business and Technology (LIBT) to bring training courses most relevant to the Cambodian market that are of internationally-accepted standards and internationally-recognised certification.

Training & Education

Rithipul has a national presence in financial literacy education, partnering with financial literacy educationists and volunteers in local communities across Cambodia.Our focus is on presenting to local classrooms and other venues using local experts and volunteers who understand the characteristics and challenges of their local communities and can best relate to the participants.

Our trainers are educators and volunteers with a passion for financial literacy education and who have personal or professional financial services experience. These volunteers are located across the country and typically come from the bankruptcy profession, as well as other personal finance fields. Volunteers include bankruptcy judges, attorneys, trustees, and others with an interest in teaching community participants how to manage their personal finances. Our educators and volunteers are uniquely qualified to engage participants in meaningful discussions based on their first-hand personal or professional experiences.

We are committed to creating a Cambodia where people are informed to make qualified financial decisions that improve their lives, the lives of their loved ones, and the lives of people they impact around the country.

Financial illiteracy can have a profound effect on a person’s ability to save for their future, increasing their risk of higher debts and less savings.People who are financially literate make smarter decisions about saving, planning for retirement, investments, and more. Beginning financial education at an early age is critical to a young person’s long-term financial well-being.

For young people, gaining financial literacy skills will offer immediate benefits and help instill good money habits for the long-term. Learning to manage money well affords young adults the capability to live a full, worry-free lifestyle.

We provide students and young adults with the skills they need to make smart financial decisions. With a network of financial literacy educationists and specialists, we deliver financial literacy training programs in schools, colleges, and universities across Cambodia.

Digital financial literacy (DFL) is likely to become an increasingly important aspect of education and awareness in the Digital Age.

The development of the 'gig' economy means that individuals will become more responsible for their own financial planning, including for retirement. Cambodians will need to manage their own retirement savings and pensions more. Consumers will need to have a higher level of financial sophistication to make effective use of financial technology (fintech) products and services, and avoid fraud and costly mistakes. These developments point to the need to develop digital financial education programs to improve digital financial literacy, with a focus on skills likely to be critical for those participating in the Digital Economy.

At Rithipul, we cooperate with stakeholders to develop consistent definitions of digital financial literacy, to design and implement tools to assess it, and develop strategies and programs to promote digital financial education as well as special programs for vulnerable groups, including the elderly, the less educated, owners of SMEs and startup firms, women, etc.

Our Life Skills Development Program seeks to build the capacity of individuals to make decisions and take actions that positively impact their lives and the lives of those around them.

To grow into well-functioning adults, it is critical that youth learn key life skills. Life skills include critical and creative thinking, decision-making, effective communication, as well as skills for developing healthy relationships and positive self-concepts. Life skills help people make responsible and informed choices and can promote healthy lifestyles as well as career skills.

According to WHO, life skills may be defined as “abilities for adaptive and positive behavior, that enable individuals to deal effectively with the demands and challenges of everyday life…”. Every school should enable children and adolescents at all levels to learn critical health and life skills.”

Unfortunately, however, many children in Cambodia do not have access to education that provides such life skills training. Rithipul works with partners - including ministries of education, youth and sport, schools, NGOs, and communities to develop life skills curricula and training approaches - to assist programs to more effectively integrate and teach life skills to students in both formal schools and non-formal settings.

Reaching young boys and girls through life skills development programs – both within and outside of the education system – provides an opportunity to develop leadership abilities, provide vocational training, and integrate elements of empowerment for girls and young women. These programs help to shift cultural norms and create social change for the next generation of children.

Households with access to a range of appropriate financial services are more likely to develop sustainable livelihoods, invest more in health and education, and interact with and benefit from markets.

In Cambodia, only 22 percent of adults have an account with a financial institution; and financial exclusion is more severe among the rural poor, youth, women and other marginalized populations. 29 percent of the adult population are financially excluded from formal and informal financial services. Low population density, high transaction costs, the demand for small frequent transactions, adverse social norms and regulatory restrictions on savings deposits are serious constraints to the sustainable provision of formal financial services in Cambodia. In fact, the extreme poor expend as much as 5 percent of their annual income on financial services, mainly in the form of informal instruments that are riskier and costlier – limiting their ability to interact with markets and the range of investments in health, education and nutrition.

At Rithipul, we help promote Savings and Investment Groups, composed of self-selected individual members, who save together and take small loans from those savings. Savings Groups provide members the opportunity to save frequently in small amounts, access to credit on flexible terms, and a basic form of insurance. They are owned, managed and operated by their members; they are, by design, financially and institutionally sustainable.

The community-based microfinance model provides access to basic financial services in underserved communities, representing an important safety net that supports low-income households to meet consumption, investment and emergency needs.

SME Support Services

Finance and Accounting
Real Estate Advisory
MICE (Meetings, Incentives, Conferences and Exhibitions)
Finance and Accounting

Rithipul provides tailor-fit and scalable finance and accounting solutions to small and medium-sized businesses across Cambodia. Our solutions are made to help business owners manage their accounts easily and set-up their cloud accounting platform, at a more cost-efficient cost.

Our solutions for SMEs include:
General accounting and bookkeeping
Management accounting
Monthly reports and closing of books
Compliance and tax preparations
Payroll preparation
Cloud accounting software set-up

Any time you work with Rithipul, you will have peace of mind realizing that your finances are in safe hands. We genuinely value the objectives of each of our clients and are continually seeking revolutionary methods to preserve resources, scale down tax obligations, and at all times keep your business running seamlessly. We invest time in comprehending how your business works on a daily basis, and then we plan accounting and bookkeeping services around your specific requirements.

Real Estate Advisory

Our strategic real estate advisory services, managed by recognized experts in the industry and backed by a multidisciplinary team, allows us to structure complex transactions that address the financial, tax and wealth issues of these transactions.

We capitalize on our extensive experience in the real estate sector and our track record across a wide range of transactions.

We are able to structure transactions and introduce private and institutional investors.

We offer a tailored advisory service with an emphasis on long-term value creation, which we back with the strength of a network of bankers throughout Cambodia.

Our awareness of off-market opportunities enables us to identify opportunities of interest to our clients.

MICE (Meetings, Incentives, Conferences and Exhibitions)

When it comes to planning your Meetings, Incentive Travels, Conferences, Exhibitions and Events, whether in Cambodia or overseas, you need look no further.

Rithipul has a dedicated team and network of MICE professionals who will work closely with you, from inception through to execution, to deliver a customised program suited to your specific needs. We strive to ensure flawless delivery of services with a view to creating wow experiences for our program participants. We take care of everything from start to finish, providing you, our client, with a unique, burden-free experience.

What’s more, our many years of experience in the industry, our strong relationships with hotels and airlines, and our experienced, knowledgeable staff, enables us to deliver unrivalled service at competitive prices thus making us the perfect partner for any of your MICE events.

About Rithipul

Rithipul is a private limited company on a mission to empower Cambodian people and enterprises with the knowledge, skills and leadership in financial management.